Caramel Cream Cheese Bread

Featured in: Sweet Comforts

This easy-to-make quick bread offers a delightful combination of flavors and textures. It features a moist, tender crumb generously swirled with a tangy cream cheese filling and sweet caramel sauce. Ideal for a special breakfast, brunch, or a comforting dessert, this vegetarian baked good is simple to prepare in just 10 minutes, followed by 50 minutes of baking. The process involves combining basic dry and wet ingredients, crafting a smooth cream cheese mixture, layering these components, and gently swirling with caramel before baking. It yields two loaves, perfect for sharing or savoring over several days, delivering a decadent experience in every slice.

Updated on Sun, 01 Feb 2026 20:53:25 GMT
Golden, moist slices of Caramel Cream Cheese Bread on a rustic wooden cutting board with caramel drizzle glistening. Pin
Golden, moist slices of Caramel Cream Cheese Bread on a rustic wooden cutting board with caramel drizzle glistening. | panpatriot.com

Indulge in the perfect blend of a moist, tender quick bread swirled with rich cream cheese and sweet caramel. This Caramel Cream Cheese Bread is designed for those who crave a decadent cheesecake-like center and rich caramel ribbons in every bite, making it an ideal choice for a special breakfast or a comforting dessert.

Golden, moist slices of Caramel Cream Cheese Bread on a rustic wooden cutting board with caramel drizzle glistening. Pin
Golden, moist slices of Caramel Cream Cheese Bread on a rustic wooden cutting board with caramel drizzle glistening. | panpatriot.com

This recipe yields two golden loaves, ensuring there is plenty to share with family or friends. With a preparation time of just 10 minutes, you can easily whip up this decadent treat and enjoy the heavenly aroma while it bakes to perfection, filling your home with the scent of warm caramel and sweet bread.

Ingredients

  • Bread Batter: 2 cups light brown sugar (packed), 4 cups all-purpose flour, 2 tablespoons baking powder, 1 teaspoon salt, 2 large eggs, 2 cups milk (whole or 2%), ⅔ cup vegetable oil
  • Cream Cheese Filling: 4 ounces cream cheese (softened), ¼ cup white granulated sugar, 1 large egg
  • Topping: ¼ cup caramel sauce (store-bought or homemade)
Product image
Easily open jars, bottles, and cans while cooking, making meal prep smoother and less frustrating.
Check price on Amazon

Instructions

Step 1
Preheat oven to 350°F (175°C). Grease two 1-pound loaf pans.
Step 2
In a medium bowl, whisk together the brown sugar, flour, baking powder, and salt.
Step 3
In a large bowl or stand mixer, beat the eggs, milk, and oil until combined.
Step 4
Gradually add the dry ingredients to the wet mixture, mixing until just combined; do not overmix.
Step 5
Divide half of the batter evenly between the prepared loaf pans.
Step 6
In a separate bowl, beat together the cream cheese, granulated sugar, and egg until smooth.
Step 7
Spoon the cream cheese mixture in a line down the center of the batter in each pan.
Step 8
Top with the remaining batter, spreading gently to cover the cream cheese.
Step 9
Drizzle a stripe of caramel sauce over the top of each loaf. Using a knife, gently swirl the caramel into the batter—do not overswirl.
Step 10
Bake for 50 minutes, or until a toothpick inserted into the center comes out mostly clean (some cream cheese on the toothpick is fine).
Step 11
Allow loaves to cool in pans for 10 minutes, then remove and cool completely on a wire rack before slicing.

Zusatztipps für die Zubereitung

For the best results, remember that you can substitute canola oil or melted butter for the vegetable oil if preferred. Any variety of milk can be used, including dairy-free alternatives. To ensure the bread rises properly, avoid overfilling the pans and leave at least 1 inch of space at the top.

Varianten und Anpassungen

This versatile recipe can be adapted for 6 mini loaf pans with a 40-minute bake time, or as muffins baked for 12 minutes. For extra flavor and crunch, consider adding chopped nuts, a sweet glaze, or an extra drizzle of caramel icing to the finished loaves.

Serviervorschläge

Once removed from the oven, let the loaves cool in the pans for 10 minutes before transferring them to a wire rack to cool completely. Serving this bread once fully cooled ensures the cream cheese center sets properly, making it easy to slice and perfect for a morning coffee treat or an afternoon snack.

Two warm loaves of Caramel Cream Cheese Bread cooling on a wire rack next to a cup of coffee. Pin
Two warm loaves of Caramel Cream Cheese Bread cooling on a wire rack next to a cup of coffee. | panpatriot.com

This easy vegetarian Caramel Cream Cheese Bread is a delightful treat that brings together the richness of cheesecake and the sweetness of caramel in every bite. Whether enjoyed as a breakfast loaf or a dessert, it is sure to satisfy any sweet tooth and become a household favorite.

Product image
Rinse vegetables, wash cookware, and fill pots easily while cooking with flexible spray control.
Check price on Amazon

Recipe Questions

What makes this bread so moist and tender?

The combination of oil and milk in the batter, along with a quick bread preparation method that avoids overmixing, contributes to a very moist and tender crumb. The rich cream cheese swirl also adds to the bread's decadent texture.

Can I use different types of oil or milk?

Yes, you can substitute canola oil or melted butter for vegetable oil. For milk, any kind can be used, including whole milk, 2%, or even dairy-free alternatives, as long as the quantity remains the same.

How do I know when the loaf is fully baked?

Bake for approximately 50 minutes, or until a toothpick inserted into the center of the loaf comes out mostly clean. It's perfectly fine if there's some melted cream cheese on the toothpick, as it indicates the filling is cooked through and still moist.

Can I bake this as muffins or mini loaves?

Absolutely! For mini loaves, use 6 mini pans and reduce the baking time to about 40 minutes. If making muffins, bake for approximately 12 minutes, or until golden brown and a toothpick comes out clean.

What variations can be added to this loaf?

Feel free to customize! You can add chopped nuts for extra crunch, drizzle with a simple glaze after cooling, or add extra caramel icing for an even richer finish. Ensure not to overfill pans, leaving at least an inch for rise.

How should I store leftover bread?

To maintain freshness, store the bread in an airtight container at room temperature for up to 3 days, or in the refrigerator for up to a week. For longer storage, slices can be individually wrapped and frozen for up to 2-3 months.

Caramel Cream Cheese Bread

Moist, tender quick bread swirled with rich cream cheese and sweet caramel. A decadent, cheesecake-like treat for any time.

Prep duration
10 min
Cooking duration
50 min
Total duration
60 min

Category Sweet Comforts

Difficulty Easy

Origin American

Yield 20 Servings

Dietary requirements Vegetarian

Ingredients

Bread Batter

01
02
03
04
05
06
07

Cream Cheese Filling

01
02
03

Topping

01

Directions

Step 01

Preheat and Prepare Pans: Preheat oven to 350°F. Grease two 1-pound loaf pans thoroughly with butter or cooking spray.

Step 02

Mix Dry Ingredients: In a medium bowl, whisk together brown sugar, flour, baking powder, and salt until evenly combined.

Step 03

Combine Wet Ingredients: In a large bowl or stand mixer, beat eggs, milk, and vegetable oil until fully incorporated and smooth.

Step 04

Form Batter: Gradually add dry ingredients to wet mixture, mixing gently until just combined. Avoid overmixing to prevent tough texture.

Step 05

Layer First Batter: Divide half the batter evenly between the two prepared loaf pans, spreading to create an even base layer.

Step 06

Prepare Cream Cheese Filling: In a separate bowl, beat softened cream cheese, granulated sugar, and egg until completely smooth and creamy.

Step 07

Add Filling Layer: Spoon the cream cheese mixture in a continuous line down the center of the batter in each pan.

Step 08

Top with Remaining Batter: Spread remaining batter gently over the cream cheese filling, covering it completely without disturbing the layer beneath.

Step 09

Swirl Caramel: Drizzle caramel sauce in a stripe across the top of each loaf. Gently draw a knife through the caramel and batter to create a swirl pattern—avoid over-swirling.

Step 10

Bake: Bake for 50 minutes, or until a toothpick inserted into the center comes out mostly clean. Some cream cheese residue on the toothpick is acceptable.

Step 11

Cool and Slice: Let loaves cool in pans for 10 minutes before removing. Transfer to a wire rack and cool completely before slicing for clean cuts.

Necessary tools

  • Two 1-pound loaf pans
  • Medium and large mixing bowls
  • Electric or stand mixer
  • Whisk
  • Spatula
  • Knife for swirling
  • Wire cooling rack

Allergy information

Review each ingredient for potential allergens and consult with healthcare providers if you're uncertain.
  • Contains wheat (gluten), eggs, and milk (dairy)
  • Store-bought caramel sauce may contain additional allergens—verify ingredients on label

Nutrition facts (per portion)

These values are estimates only and shouldn't replace professional medical guidance.
  • Calories: 296
  • Fat: 10 g
  • Carbohydrates: 47 g
  • Protein: 5 g